Plant - Wait - Harvest Seasons

These are designations for adding new money to your investment accounts (Plant) or taking money out for spending (Harvest). Continue to rebalance your accounts as needed to bring it into alignment with your selected model portfolio regardless of the designated season.

The video below describes how the seasons are determined using the Micro Market Resilience Index (MRI) for the Dow Jones Industrial Average (DJIA).

This link provides information about the timing of contributions and distributions to/from your retirement account.

Model Portfolios of ETFs for High Return and Low Variability

Plant - Wait - Harvest Seasons

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